Most of the time, it works without any hitches. However, just like any other app, MSN is bound to run into glitches from time to time. This is nothing to worry about, as these troubleshooting tips make most of the issues easy to fix.

Almost all the tips in this article will take a few minutes and require virtually no technical knowledge, so read on!

1. Check your internet connection

Your MSN app needs a stable internet connection to work seamlessly without crashing. So whenever it starts buffering, the most viable reason is that your internet is either too low or not working.

To work around this problem, follow the steps below:

1. Run a speed test on your internet by visiting SpeedCheck on your preferred browser.
2. If the speed is okay, disconnect your smartphone from the internet and switch off your router for about a minute.
3. Turn the router on and try reconnecting the device to see if the problem is resolved.
4. If the problem persists, switch from WiFi to mobile data or vice versa.

Assuming this doesn’t also work, proceed to the other methods.

2. Confirm if the site is down

MSN might crash if too many people are trying to log in to the app at once. This is because, like many other apps, it is designed to host a specific number at once.

The issue usually happens if there is news that can affect the financial markets. Many interested parties and investors will tend to log into the app to read the news and check how the stock market is reacting, as is expected.

To know if this is the case:

1. Visit MSN’s official website to confirm whether the site is down too or if there is scheduled maintenance.
2. If there is no maintenance going on, wait a few minutes and try to login in again.
3. If maintenance is ongoing, the app should notify you when the site will be back up and running.

3. Check compatibility

MSN is a web app, meaning that it is designed to be compatible with most devices in the market. However, sometimes you might need to upgrade or downgrade the app or device to be compatible with your MSN version.

For context, MSN is designed to run on any iOS device with an operating system of 8.0 or later. As for android devices, it needs to be running on Android 5.0 or later.

If the app was running on your device fine before, the problem could have resulted because MSN auto-updated itself, and the current version isn’t supported on your device.

Therefore, try and visit your App Store, download the older version of the app, and see if it helps.

4. Restart your device

As easy as this sounds, restarting your device can instantly fix your problem. This hack typically clears any bugs hindering the MSN app from working.

To do this:

1. Close the MSN app and all open background apps.
2. Restart your phone and give it a few minutes.
3. Switch it on again and try to see if it works. Alternatively, you could wait until your device runs out of battery and then charge it back up.
4. Open the MSN app and see if it works.

5. Clear app cache

Sometimes, the MSN app might freeze or crash because it has stored too much unnecessary data and cache. Apps store this information to make your user experience pleasant.

To resolve this problem, follow the steps below.

1. Go to Settings.
2. Tap on Apps.
3. Go to on MSN.
4. Tap Storage.
5. Tap Clear App Data and Cache.

6. Clear app your device storage

If your device storage is full or is almost full, you might need to declutter and clear data.

In addition, your MSN app might not be working because it updated into a new version that doesn’t have enough space to operate, considering your device is full.

In this case, you can delete the updated version and re-download the older version. Alternatively:

1. Open Settings
2. Tap Storage
3. Decide what you want to delete that will free up enough space for the new MSN app.
4. Delete the things you want, and relaunch MSN to check if it works.

7. Ensure that you are using the proper login credentials

For those who can’t log in, often, you might have used the wrong credentials.  This is especially true if you are trying to use a device other than the one with your MSN credentials saved.

• Confirm that every detail you are keying in is correct
• If it is, then confirm that the bank details you are trying to use have the money you need

You might need to delete and install the app if all else fails. Chances are, your MSN app is bug-ridden with a virus or bug inhibiting it from working as it should. Make sure to note down your credentials, as everything will be wiped out.

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The post MSN Money app not working? Troubleshooting tips appeared first on AppDrum.

But many people also use Cash App to deposit the money they receive in their bank account or linked debit card.

So, if you have money in DasherDirect and want to use Cash App to make a payment, how do you transfer it?

You cannot transfer money from Dasher Direct to Cash App directly. Instead, you have to use a specific workaround involving a routing number.

The routing and account number act as your bank account. With this information, you will have to add a new account in DasherDirect to transfer money.

How to transfer money from DasherDirect to CashApp

Before you can transfer money from DasherDirect to Cash App, you will have to find your Cash App routing and account number:

• Launch Cash App.
• Tap on the Money tab to view your balance.
• Tap on the Routing and Account numbers below your balance.
• Copy your routing and account numbers.

Once you have the information, go to DasherDirect to add or update your bank account information.

• Open DasherDirect on your phone.
• Go to the Earnings tab.
• Tap on the bank symbol.
• Tap on Add Bank Account. You can also select Update to change your bank information.
• Enter your Cash App routing number (9-numeric digits) and account number (10-12 numeric digits).
• Complete the prompts and submit the information.

Since you have money in DasherDirect, you can transfer it as follows:

• Open the DasherDirect app.
• Tap Move Money.
• Select the recipient (the Cash App information you provided).

You can now enter the amount you want to transfer.

How long do DasherDirect transfers take?

DasherDirect transfers take one to two business days.

Therefore, wait for your money to be reflected in your Cash App account after two days.

Can you use the Dasher Direct card on Cash App?

You cannot use the DasherDirect card on Cash App. Instead, you must order Cash Card from Cash App to enable direct deposits. The card will work as your bank account.

That way, you can transfer money from DasherDirect to Cash App.

Can DoorDash pay you through Cash App?

DoorDash does not pay you through Cash App. Instead, it pays users through direct deposit.

But if you have Cash App, you must enable direct deposit using your account and routing numbers.

NOTE: For this method to work, you must order a Cash Card from Cash App to enable direct deposits. It also allows adding of a routing and an account number that are essential in transferring cash to other apps.

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The post How to transfer money from DasherDirect to Cash App appeared first on AppDrum.

Generally, you can get a loan from Cash App at an affordable interest rate and flexible payment duration. The only problem is that Cash App does not talk more about its loan services.

Also, people who try to borrow some money may not have the borrow option enabled on their phones. So, why doesn’t your Cash App have the borrow option?

Cash App lets you borrow a small loan of between $20 and $200. It then allows you to pay a flat fee of 5% within four weeks, which is a better APR than borrowing a payday loan.

However, if you pay late, the service will charge you a late fee of 1.25% per week after a one-week grace period.

Why has Cash App not enabled the Borrow option on your phone?

Your Cash App does not have the Borrow option for any of the following reasons.

1. Cash App Borrow is still in testing mode

Borrow is still a new feature on Cash App. The service is still testing it, and only a few users are eligible to borrow some cash. Furthermore, Cash App has not provided a lot of information about the Borrow feature.

Therefore, you will have to wait until Cash App fully enrols Borrow. And if the feature was terminated, then you cannot borrow any money from the app.

2. Your residence locks you out of the Borrow option

You cannot get a Cash App overdraft depending on your residence.

Generally, Cash App users in the United States are eligible to use the Borrow option. However, borrowing is not available in all states. And unfortunately, Cash App does not list the number or names of states excluded from the Borrow feature.

But the Cash App Borrow agreement includes loan terms for specific US states. Those living in California, Iowa, Kansas, Massachusetts, Missouri, New Jersey, New York, Rhode Island, Vermont, Ohio, Washington, Wisconsin, and Utah can borrow money through the app.

3. You do not have an active Cash Card

Cash App offers a Visa debit card known as Cash Card. You can use the card to pay for goods and services from the balance in your Cash App.

The card is free; you can get it when you order it. One thing with the Cash Card is that it simplifies the process of getting a loan on the Cash App.

If you do not have the Cash Card, you may not get a loan from Cash App, or the application will not enable the Borrow option in your app.

Also, even if you have the cash, it should be active. The only problem is that Cash App does not say how often you should use the card to improve your chances of getting a loan.   

4. Your credit history is wanting

Cash App looks at your credit score to determine whether you are eligible for the Borrow option. However, the application does not say what credit score you should have to get the loan.

But the consensus is that poor credit history will hamper your chances of getting a loan on Cash App.

5. Cash App usage

If you are new to Cash App, the Borrow option will not be available immediately. However, the more you continue using the app, the greater your chances of getting a loan.

Although Cash App does not specify how much you should use the app, consider making more deposits frequently to qualify.

6. Contact Cash App

You can call Cash App using the customer service number 1-800-969-1940 or through other options provided to get more information about the Borrow option in your app.

How to borrow money from Cash App on Android

To borrow a loan:

• Open the Cash App application on your phone.
• Tap on the Banking icon in the bottom-left of your screen.
• Scroll downwards until you find the word Borrow.
• Tap on Unlock.

You will now know how much money you can borrow once you know how to unlock borrow on Cash App. Then, you will get on-screen instructions allowing you to complete the borrowing steps.

However, some users have noticed that they do not have the borrow option enabled on their devices. Several reasons explain why you cannot get a cash advance on Cash App.

Conclusion

The Cash App Borrow feature is unavailable in your Cash App because it is still in testing mode. Also, your location may prevent you from getting the Borrow option in your loan.

Ideally, you increase your chances of getting a loan if you use the Cash Card frequently, have a good credit score, or make more deposits to the app.

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The post Why Cash App doesn’t have the borrow option appeared first on AppDrum.

These apps solve unplanned expenses and provide financial freedom from being in a fix. They can really come in handy.

However, if you are used to Solo Funds but are now looking for an alternative, you would be spoilt for choice from the many choices available.

These apps offer two types of peer-to-peer lending:  

• Personal peer-to-peer loans- like medical bills, debt consolidation, home improvements
• Business peer-to-peer loans

We will focus on apps similar to Solo Funds that offer personal and peer-to-peer business loans ranging from $25 to $300,000.

1. LenMe

LenMe is one of the best Solo Funds alternatives that acts more as a traditional loan facilitator. First, the app connects borrowers with lenders.

Then, when a user requests a loan, investors compete to offer the best interest rate based on the borrower’s profile.

LenMe does not require its users to have a high credit score; they get to apply and build their credit score as they continue to borrow. The app also offers a fixed interest rate on its loans.

Requirements

• State-issued ID
• Active bank account
• Social Security numbers

Features

• Loan amounts from $50 to $5,000
• One to three business days turnaround time
• An origination fee of 1% of the loan amount plus interest
• Option to extend the repayment period

2. Zirtue

Zirtue is a peer-to-peer lending app that connects borrowers to lenders. As the go-between, Zirtue manages payment withdrawals and loan deposits. The app aims to capitalize on relationship-based loans without the awkwardness of collecting.

This Zirtue app has automated repayment processes. It also sends borrowers regular reminders of their repayment schedule. Users can borrow from $20 to $10,000 with a maximum repayment period of 24 months.

Requirements

• US Citizenship
• Bank or Zirtue account
• Above the age limit of 18
• US mobile phone that can receive and send messages from short codes

Features

• Free bank account
• No credit checks
• Option of direct bill pay
• Users set repayment terms
• Loan forgiveness feature

3. Money Lion

Money Lion provides a platform where users can offer loans and accept offers from users with similar credit scores. The app provides its users with loans best tailored to their needs.

This peer-to-peer lending app offers loan amounts from $25 to $250 with a turnaround time of 3-5 business days to an external account and within 48 hrs to a RoarMoney account.

Requirements

• Bank account
• Recurring deposits
• Consistent positive balance
• At least two months’ bank statement
• Bank activity that shows both deposits and withdrawals

Features

• More considerable advance funds and faster turnaround time for Money Lion RoarMoney bank account holders
• Paid Credit-builder plan
• Individualized financial advice
• Low-interest rates for personal loans
• Overdraft protection option

4. Prosper

Prosper is one of the best apps like Solo Funds for Android. The best thing about this app is its tiered process for offering loans to users with high credit scores. This makes it a tad challenging for first-time borrowers.

An alternative to traditional banking, Prosper allows users with lower-credits scores to acquire loans through mobile or via their website. The app offers personal loans from $2,000 to $40,000 with origination fees between $2.41% and 5%.

Requirements

• A minimum credit score of 600
• A minimum of 2 years of credit history
• Social security number
• Active bank account
• No bankruptcies within the past year

Features

• Unsecured personal loans
• Instant interest rate check
• Available for borrowers with a low credit score
• Fixed-rate loans
• Early repayment saves on interest payable
• Home Equity Lines of Credit (HELOCs) option

5. Lending Club

Lending Club is a Solo Funds alternative that allows borrowers to select the rate, term, and payment options they prefer. The app provides loans to borrowers, helping non-profits and businesses expand.

In addition to personal and business loans, Lending Club offers auto loans, student loans,  and residential mortgages. The app also has a lower interest rate for borrowers.

Requirements

• US Citizenship/Permanent residence
• Verifiable bank account
• High Credit score
• Proof of source of income

Features

• Origination fees between 1% and 3%
• Custodial Lending Club membership option for minors
• Investment options in Note trading on Folio Investing
• Borrowers can have more than one outstanding loan
• Cheaper alternative for patients seeking medical services
• Minimum personal loan of $1,000
• Business loans up to $300,000

6. Kiva

Kiva offers information on borrowers and their respective amounts. The app also provides lenders with details on how the Money is used.

Kiva has more of a crowdfunding model, so lenders choose who to loan based on which cause appeals to them. Lenders also have the option of either funding a different cause or withdrawing their funds.

Requirements

• US Citizenship
• Not a registered sex offender
• Age limit of 18 years
• No violent/financial criminal conviction within the past five years
• Proof of permanent employment
• Paypal account
• Available to business owners in all states except Nevada and North Dakota
• Business must be legal

Features

• Simple user interface
• Available to borrowers with low credit scores
• The lending amount is $25-$15,000
• No extra fees

7. Venmo

Venmo provides a convenient way to send and receive Money with family and friends. Users get to use different payment methods, and the funds will reflect on the recipient’s end immediately.

The different payment methods on Venmo include debit and credit cards, bank accounts, or the Venmo account balance. The app also lets users split bills and expenses with others, for instance, sharing the cost in a restaurant.

Requirements

Valid copies of:

• US passport
• Driver’s license
• Department of Human Security (DHS) card
• Tribal ID card

Features

• Easy and convenient for users
• No fees charged
• Option to purchase from select businesses
• Debit and credit cards

8. Hundy

Hundy is one of the Solo Funds alternatives which offers deposit advances from $25 to $250. The app does not have credit checks, and members can set up an account, ask for a passage, and receive the funds within 24hrs business working days.

Hundy sources its funds from individual investors. The app also requires users to link to their Facebook or Apple accounts for identity verification.

Requirements

• Proof of regular income
• Checking account with a minimum transaction duration of 6 weeks
• Monthly deposits from $2,000
• Positive account balance

Features

• Advance deposit provided
• 31-day loan term and 60-day grace period for repayment
• Free, no charges

9. Happy Money

Happy Money is a good option for borrowers with a fair credit score. The app offers loans from $5,000 to $40,000, with the maximum capped differently in some states. The loan terms range between 24 and 60 months.

As one of the best apps like Solo Funds, this platform limits the purposes of personal loans to credit card consolidation. In addition, expenses like home improvements, large purchases, or emergencies are prohibited.

Requirements

• State-issued ID card
• Proof of active employment
• Evidence of source of income
• Soft credit check

Features

• Available for borrowers with low credit score
• Flexible due date
• Option of direct card payoff

10. Possible Finance

Possible Finance, similar to other apps like Solo Funds, aims to improve the financial status of its users. The app offers loans in installments of up to $500. Advances are made within 48 hours to users’ bank accounts or in minutes if loaded to a debit card.

Borrowers can avoid penalties by paying back their loan installments early. The app does not charge late fees. There is no credit score requirement for borrowers, and users can build their credit scores as they borrow.

Requirements

• Bank account with at least two months’ income of at least $750
• Consistent deposits
• Positive account balance

Features

• No credit checks
• Repayment in installments of four equal payments
• 29-day grace period to the repayment date

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The post Top 10 apps like Solo Funds that let you borrow money appeared first on AppDrum.

Many users rely on the app because it is safe and secure. Besides, it complies with all the security standards designed for a financial instrument.

Another factor that makes the app even safer is handling disputes and unauthorized payments.

So, how does the Cash App handle suspicious transactions?

An unauthorized transaction involves someone using your debit card on Cash App without permission. The transaction could be an erroneous or unauthorized debit or fraudulent payment.

Cash App has several ways of handling it, including canceling the payment (if still pending) and locking your card to avoid further damage, especially if you lost your Cash Card.

Ideally, several reasons can explain why there is an unauthorized transaction on your Cash App account.

Why your Cash App has an unauthorized transaction

An unauthorized transaction in your Cash App account can occur based on several factors:

• Your account has a recurring subscription that you canceled.
• A merchant charges you the wrong amount.
• A duplicate transaction of the same item you purchased and paid for has occurred.
• Fraudulent transaction, especially after somebody has compromised your account.

You are more likely to see an unauthorized transaction in your Cash App account if you lost your Cash Card and somebody used it to make purchases.

How Cash App handles unauthorized transactions

Cash App has many ways of handling unauthorized transactions. They include:

1. Canceling fraudulent payments

Cash App monitors user accounts for any suspicious activity. Thus, even before a fraudulent or unauthorized payment occurs, the service will cancel the transaction to prevent a charge on the user’s account.

The funds will be returned to the Cash App balance or a linked bank account.

2. Contacting a merchant

Cash App advises contacting your merchant once you suspect you did not authorize a Cash Card payment.

In this case, Cash App cannot cancel the payment but the merchant. If the payment is still pending, contacting the merchant is the best option to allow them to cancel.

Once done, getting the refund will take up to ten business days. Contact the merchant before ten days elapse if you have any questions.

3. Dispute the transaction

Generally, Cash App requires users to contact the merchant directly to resolve an unauthorized transaction, especially if it is pending.

But if the merchant cannot help, the service recommends that a user should contact Cash App customer service to dispute the transaction.

Here is how to file a dispute using the Cash App mobile app.

• Go to your Cash App home screen.
• Tap on the Activity tab.
• Select the questionable transaction.
• Tap on the three horizontal dots (…) in the top right corner of the screen.
• Select Need Help & Cash App Support.
• Tap on Dispute this Transaction.

How the dispute process works

The Cash App dispute process is straightforward. After filing it, Cash App will investigate the claim and may file another dispute with the card network.

Then, the merchant will get enough time to review the questionable transaction. Once they collect all facts, the card network will decide on the next steps and notify the user.

But as the process continues, Cash App will notify the user of updates through their registered email.

How long does a Cash App dispute take?

It can take up to ten days to process the dispute if the merchant accepts a customer’s request for a refund.

However, the process may take longer if the merchant rejects the request. That is because the user must file another complaint with Cash App for further investigation and resolution.

Can Cash App transactions be traced?

It is not possible to trace Cash App transactions. However, you only have access to your transaction history.

Besides, Cash App’s terms state that the company can only provide access to a user’s transaction history if requested by the authorities, including the police and tax creditors.

Will Cash App reimburse stolen money?

Technically, Cash App does not reimburse stolen money. However, it allows the user to communicate with the merchant or recipient and ask for a refund.

Also, users have the flexibility of canceling pending transactions and disputing a transaction if the recipient will not refund.

Nevertheless, if somebody has stolen your money and the transaction shows pending, you will get the funds by canceling the transaction. Here is how:

• Log in to your Cash App account.
• Tap on the clock icon to view recent activity.
• Locate the fraudulent transaction.
• Tap on the fraudulent transaction.
• Look for a link labeled Cancel.

If you do not see the Cancel link, the transaction is final and not reversible. You can only request a refund or file a dispute. Otherwise, click on the Cancel link if the button is available.

You can also prevent further Cash Card transactions by reporting your Cash Card as stolen via the app:

• Go to your Cash App home screen.
• Tap on the Cash Card tab.
• Tap on your Cash Card image.
• Select Problem With Card.
• Tap Card Stolen.

    Next, confirm with your PIN or Touch ID to complete the steps.

Can banks dispute a Cash App transaction?

Banks can dispute a Cash App transaction if you link your account to a credit or debit card. In that case, the issuing bank will file a dispute for the transaction funding the account.

Cash App handles unauthorized transactions in different ways. First, the service will cancel any suspicious payment and refund the money to the user’s account.

It also allows the user to contact the merchant to cancel or refund the payment. Finally, you can report someone on Cash App and get your money back by disputing the transaction.

It is often easier to cancel a pending transaction than a completed one. Getting a refund may take ten days or more.

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The post How does Cash App handle unauthorized transactions? appeared first on AppDrum.

Once done, you can send and receive payments or buy stocks and cryptocurrency. But a unique aspect of the application is that you have the flexibility of changing your credit or debit card even after linking the app with your bank account.

So, how do you change your credit or debit card on the Cash App?

When setting up your account for the first time, the Cash App allows you to select which cards you want to link with the app.

Furthermore, you can link as many credit or debit cards with the app as you want. However, the first thing you must do is to delink the cards you already use with the app.

Once done, you can add the next card or update your debit card without any conditions or limitations.

How to add a debit card to Cash App on Android

You can add a debit card to Cash App on Android by ensuring you have logged in to your account. Once done, follow these steps:

• Open the Cash App on your Android device.
• Tap on the icon with a cash amount. You will find it on the lower left corner of your screen.
• The My Cash tab will open.
• Next, tap on the name of your debit card.
• Since you want to unlink your current debit card, go to the Bank Accounts section.
• Locate an item labeled Debit Card XXXX.
• Tap on the three horizontal dots in the right corner of your screen.
• You will see the options Remove Card or Replace Card
• Select Remove Card.

When you select Remove Card, the option will remove the Card from the Cash App. The card will be unlinked from your Cash App account.

Alternatively, you can select Replace Card to replace the existing debit card with a new one.

At this point, you will have to provide all the details for the new debit card, including the card number.

Once done, tap on Add Card to finish the process. You will now have replaced the old debit card on your account and start using the new Card on Cash App.

Can you add a new bank account on Cash App?

The Cash App makes it easier to remove or replace your existing bank account and add a new one. Here is what you should do:

• Open the app on your Android or iPhone.
• Tap on the icon with a cash amount.
• The My Cash tab will open.
• Tap on the name of your bank.
• Go to the Bank Accounts section.
• Locate the item labeled Account XXX.
• Tap on the three horizontal dots in the upper right corner.
• Tap on Remove Bank to remove the bank account and unlink it from your Cash App account.

Alternatively, you can replace the old bank account by tapping on Replace Bank. You will then have to follow the on-screen instructions to complete the process.

That includes providing your account and routing numbers for the new bank account. The application will associate the new bank account with your Cash App account if everything is in order.

Can I use someone else’s debit card on my Cash App?

You can use someone else’s debit card on your Cash App. Generally, one of the things the Cash App asks you after creating an account is to enter your bank account information and debit card details.

First, add another card or bank account to the Cash App. After linking the two, you can add or remove the debit card or bank account from the account.

But before adding another person’s debit card, you require their email address and card details. Then, you will have to use Touch ID to verify that the individual can use your phone.

Furthermore, you will need the person’s $Cashtag, a unique identifier for individuals and businesses using Cash App. The identifier must have at least one letter and more than 20 characters.

After linking the person’s Card to the Cash App, the next thing is to send or receive payments and make purchases.

Can I link two bank accounts to Cash App?

The Cash App allows you to add as many bank accounts as you want and link them with the account. However, you cannot link two bank accounts to the Cash App.

Instead, you must first delink or remove the already linked bank account and add a new one.

Therefore, you cannot operate more than one bank account on the same Cash App. You have to remove one and add another.

Why can’t I add my debit card to Cash App?

The Cash App can fail to add your debit card for the following reasons:

• The app is experiencing a system-wide outage.
• You have entered incorrect debit card information.
• Network connectivity is slow, and your request cannot reach the Cash app servers.
• Your Cash App is out-of-date and requires new updates to add improved security features.
• The debit card has expired.
• You have already linked the Card with your Cash App.
• The name provided in your Cash App is different from the name on your debit card.

Apart from the challenges of adding a debit card to the Cash App, some users have also experienced a case whereby they cannot link their bank accounts.

In this case, you can solve the issue as follows:

• Go to your Cash App home screen.
• Tap on the Banking/Money tab.
• Tap on Cash Out.
• Select an amount.
• Choose Standard (1-3 business days).
• Type the word Cash App in the search field.
• Press Add Manually.

Your next step will be to provide your routing and account numbers to solve the issue.

Conclusion

It is possible to change your credit or debit card on Cash App. However, you will first have to remove or delink the existing debit card from your Cash App account and enter the new card’s information.

If you linked your Cash App with a bank account, you can also remove the old bank account and add a new bank account to your Cash App and start sending or receiving payments and making purchases.

Also useful

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The post How to change your credit or debit card on Cash App appeared first on AppDrum.

Here are some of the best cash advance apps with unemployment benefits you can look to, whether you have a good credit score or not.

1. Money Mutual

whenever you are in a fix and looking for quick instant loans, good cash advance apps with unemployment benefits like Money Mutual can help you out.

Money Mutual offers clients a short-term loan of up to $5000. Not only is the app easily accessible, but any qualified person can get a loan quickly and conveniently and have the cash deposited in their account within 24 hours.

You’ll pay no extra fees to access the Money Mutual network of lenders. That’s because each lender pays a referral fee to the network for every loan they close.

This wide-reaching network partner with lenders that provide loan decisions in a matter of minutes — so you won’t have to wait around to find out if you’re approved.

If you qualify, you could receive multiple loan offers of up to $2,500 in your email within minutes after you submit your application.

Once you choose an offer you like, the network will forward you to the lender’s website, where you’ll finish the loan paperwork and receive your funds within 24 hours.

2. CashUSA.com

CashUSA.com is another great app for anyone on employment benefits looking for a cash advance service.

CashUSA offers several unemployment benefits. After subscribing and applying for a loan, it will be fast-approved, and the cash will be deposited into your bank account within 24 hours.

The major benefit of this loan app is that loan providers do not have to do any verification checking.

This means anyone can get a loan, despite having a bad credit rating. This is one of the reasons why cashUSA.com is one of the top cash advance apps in the United States today. With the app, you may be able to get a loan when other lenders have denied you one.

CashUSA.com offers loans from $500 up to $10,000. Applying for a loan through this app is very easy. You’ll only need to sign up, complete a form, and choose from the available lenders.

After requesting a cash advance, you can be sure to receive a loan decision within minutes and have the funds deposited directly into your bank account in one business day.

To qualify for a loan with cashUSA.com, you must be at least 18 years old. Subsequently, you have to be a USA citizen or a permanent resident.

You will also be required to prove that you earn at least $1000 monthly after taxes. Lastly, you must have a bank account registered under your name. The account will also help you to schedule online payments.

Ensure to provide work and home phone numbers and a valid email address to increase your chances of qualifying for a loan from CashUSA.

3. CreditLoan.com

CreditLoan.com is another top cash advance app providing payday loans that accept unemployment benefits. This is evident from the fact that the cash loan service has amassed over 750,000 since it was created in 1998.

With CreditLoan.com, you can get a loan from $250 to $5000. However, the $5000 limit is only for CreditLoan.com subscribers with bad credit ratings.

Those with a good credit rating can extend this limit to $40,000, a loan repayable within seventy-two months.

After applying for a loan with CreditLoan.com, you can expect the funds to be deposited directly into your bank account within 24 hours.

This cash advance loan app is convenient for everyone, especially those with bad credit ratings.

However, one of the downsides of this loan app service is that they only allow you to have one active loan at a time through their network.

This means that if you have an existing loan that you are already paying off, you cannot be able to get another loan from CreditLoan.com until you have fully paid off the existing one.

4. BadCreditLoans

Just from the name, it is clear that BadCreditLoan is a cash loan service that offers loans to everyone.

Whether you’ve got a top credit score or a bad credit rating, you can be sure to get a cash advance from BadCrdeitLoan.com.

By visiting BadCreditLoans, you will be connected to a lender to get a loan. The cash loan service offers loans from $500 up to $10,000.

The application process is straightforward and transparent. After making a loan request and getting approved, the requested amount will be deposited directly into your account within 24 hours.

The service typically approves smaller loans of up to $1,500 to those customers with a bad credit rating. You must be 18 years or older and a US citizen to qualify for a loan.

You’ll have to provide your social security number or legal proof of residency in the United States to prove that you are a citizen.

Other requirements include proof of regular income from full employment, self-employment, or government benefits.

You’ll also need a checking account registered under your name, home and phone numbers, and a valid email address.

5. PersonalLoans

Another service worth considering when you need to get a loan on unemployment is PersonalLoans.com. The service prides itself on connecting lenders to consumers with bad credit scores.

However, remember that even though you can successfully apply for a cash loan with PersonalLoans, they have quite high-interest rates to offset the risks involved.

With PersonalLoans.com, you can get a cash advance on your unemployment benefits of $500 up to $35,000.

The app is highly reliable since it has an extensive network of lenders. Expect a fast loan decision and have the money in your account within 24 hours of application.

Even though PersonalLoans.com offers a huge amount of up to 35,000, which not many lenders would give to someone with a bad credit score, understand that the sum is subject to the high interest of up to 35.99%.

Conclusion

Getting into a cash crunch is something that happens to everyone. However, not many lenders offer guaranteed loans for unemployment benefits.

Above are some of the best cash advance apps with unemployment benefits that can help you get a loan, despite having a bad credit score.

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The post 5 best cash advance apps with unemployment benefits appeared first on AppDrum.

Its popularity and convenience allowed many more apps to use its technology to help users cash paychecks, business checks, personal checks, and almost any type of check.

However, the issue is that most apps that use Ingo technology have high deposit fees and other servicing costs. That has forced many people to look for mobile check cashing apps that don’t use Ingo.

A check-cashing app is a mobile application that allows you to cash a check within minutes. The app works using remote deposit capture technology.

You can submit the check by taking a photo of the front and back using your phone’s camera, reviewing any deposit details, and submitting the check.

Once everything is in order, you can deposit the money into your bank account without visiting your branch.

7 check-cashing apps that don’t use Ingo

Many check cashing apps allow you to withdraw money without hassle from your prepaid card, PayPal account, or bank.

Once you get the money, you can pay your credit card bills, buy gift cards, fund accounts, or split the check. However, most of these apps use Ingo’s technology.

Therefore, if you do not want to pay high deposit fees when cashing a check using your phone, consider the following seven check-cashing apps that don’t use Ingo.

Note that these apps are not listed in any particular order.

1. GTE Mobile

GTE Mobile is an Android and iOS app that allows users to deposit checks from any location using their mobile phones or scanners.

You can use it to scan or take a photo of the front and back of your check and submit it to deposit within the app.

Then, the app will process the check and deposit the corresponding amount in your bank account.

GTE Mobile allows you to deposit up to $10,000 per day. Also, when you submit a check, the processor will deposit the first $200 of the funds in your account the next business day. Nevertheless, the app is convenient, safe, and secure.

2. The Check Cashing Store

The Check Cashing Store gives you financial control using your mobile device.

This check cashing app allows you to deposit your checks directly to your bank account, prepaid card, or debit card. Once you receive a check, please take a photo and submit it through the app.

The Check Cashing store will process your request and allow you to get cash.

You can also use the app to view your transaction history, including your card balance, and manage your spending. The app is available for iOS and Android devices.

3. Chime app

Chime for Android and iOS is a check-cashing app that doesn’t use Ingo.

However, it is a popular app that keeps your money safe, with many security features and access to an overdraft facility of up to $200 without fees.

But the best part of the app is that the app allows you to deposit your check using your mobile phone.

Chime accepts checks worth as low as $1 from an employer or payroll provider, gig economy payer, or government benefits.

The payment processing is straightforward, and you do not incur monthly fees to use the app.

4. Billtrust Mobile Deposit Capture

Billtrust Mobile Deposit Capture is an easy-to-use mobile check cashing app. It allows users to deposit checks and use the money to make payments anytime.

Once you have the app, you can apply cash from a paper check by taking a picture and submitting it. That will prevent you from making trips to your bank or physical office to cash your check.

Billtrust Mobile Deposit Capture is only available to Billtrust clients. Before using the app, the company will first give you a username and password to access the check cashing feature.

5. DeposZip

DeposZip allows users to deposit checks to their bank accounts using their mobile devices. You can take a photo of your check and submit it through the app to get the corresponding amount deposited into your bank account.

Although DeposZip is quick and eliminates the need to visit your branch, it is only for users with bank accounts with a participating financial institution.

Therefore, you cannot use DeposZip if your financial institution or bank is not a participant in the DeposZip mobile program. But if your bank is available, you will enjoy low transaction costs and no monthly fees to use the app.

6. DepositGo Mobile

DepositGo Mobile is a mobile Remote Deposit Capture app. The application targets businesses that want to deposit checks anytime and anywhere.

Furthermore, employees can use the mobile app to depot checks and get the money in their bank accounts.

As one of the most popular free online cash checking apps, DepositGo Mobile offers extended deposit deadlines to allow you to cash your money anytime.

Furthermore, business owners can enjoy reduced float time. That enables them to make deposits sooner and improve cash flow. Another advantage of the app is that it does not have monthly client costs.

7. AnytimeCheck

AnytimeCheck allows you to cash a check online without Ingo. It offers an all-encompassing solution for sending and receiving your check payments quickly.

Furthermore, the app caters to all users, including individuals and small or medium-sized businesses.

AnytimeCheck has many tools and features that make the check cashing process more manageable and reliable.

The tools ensure that users get a secure gateway for creating and processing electronic checks.

In addition, once you submit a check, the service will review it fast and ensure you get your money within minutes.

However, you require membership with AnytimeCheck to use its check cashing feature.

Conclusion

You can now cash a check instantly without leaving home using a check cashing app.

These apps help you to cash paychecks, business checks, personal checks, and almost any type of check and get the money in your prepaid card, PayPal account, or bank account.

NOTE: We are aware that some of this information is bound to change. Therefore, while choosing an app to use, make sure to read its terms and conditions carefully. Be cautious of any updates or reviews to the terms of use too.

The post 7 check cashing apps that don’t use Ingo in 2025 appeared first on AppDrum.

Therefore, it is always best for anyone with a Chime account to look for specific loan apps that use Chime.

Here is a list of the best cash advance apps that work with Chime. You can easily use them whenever you are in need of money urgently.

1. Dave

With Dave, you can always get some cash whenever you need a cash advance before your pay cheque comes.

For a flat fee of $1 per month, the Dave app will enable you to access a cash advance of up to $100 via Chime.

Even though no credit check is required, you will still need a steady income to be viable to receive the requested amount via Chime.

If you are a Dave member, getting an advance via Chime is very easy. All you need to do is click on the Dave app, search the list of banks, select Chime, and log in using your login details.

Even though the Dave advance cash app will offer you up to $100 when connected to Chime,  the app allows you to get an advance of up to $200 for a direct Dave account deposit.

However, there are a few parameters you are required to meet for to be eligible for this payday advance service.

You’ll be required to provide evidence of:

1. Direct deposits to your Dave account
2. A reliable, steady, and anticipated income
3. A history of the transactions and deposits for the last two months
4. The available balance in your bank account and the average amount you keep in your account monthly
5. Any negative account balances you might have had on your account

Lastly, it is essential to understand that even though the Dave app works on tips, for you to be eligible for their services, you will be required to pay a standard $1 fee monthly. 

If you’ve tried Dave, but you are experiencing issues, follow these troubleshooting tips.

2. Cleo

Cleo is another cash advance app that helps you get a cash advance via Chime.

Besides providing a cash advance, Cleo enables you to save, track your spending, and budget for your daily, weekly, and monthly monetary needs.

With Cleo, any eligible client can get a cash advance to settle their bills before their monthly cheque arrives.

However, understand that Cleo will be connected to your bank account. Therefore, they will get the sum back when funds are deposited into your account.

Even though most of the Cleo app functions are free, the cash advance function is part of the Cleo Plus package.

The package requires all eligible users to pay $5.99 monthly to access the service.

Just like the Dave cash advance app, for you to be eligible, you must have a steady and reliable income.

You should also provide a history of your recent transactions and the amount you keep in your account every month.

Linking Chime to your Cleo account is very easy. All you need to do is log in to your Cleo account and search for Chime using the search bar.

Afterwards, key in your login details and get the much-needed cash advance you require.

3. Albert

Albert is another excellent example of a cash advance app that works with Chime.

The cash advance app will avail to all eligible users loans from $100 to a maximum of $250.

However, the cash advance will be subject to your monthly income. The best part is that these services are available for free.

But if you want more services, you’ll have to subscribe to the premium version, Genius, which will cost you $3.99 a month.

The premium service not only gives you financial advice and tips from live experts but also a 1% reward on your savings. It also allows you to open a micro-savings account.

Remember that whenever you request a cash advance via the Albert app, you will be credited after three to four working days.

However, you can also choose to get the amount instantly for an extra $4.99.

Linking your Albert cash advance app to Chime is easy. Follow these steps:

• Click on the Albert Cash advance app and navigate to the budget tab
• Tap+ at the top of the screen
• Search for Chime and click on it
• Enter your Chime login credentials at the prompt screen that appears

You’ve now linked Albert to Chime.

4. Empower 

When bills are due before payday, Empower comes in handy. It is one of the best cash advance apps that work with Chime.

This pay advance app is very flexible as it offers eligible clients four tiers of cash advance.

Once you are eligible to get a loan via the Empower loan app, you can choose any amount from $25 up to $250. 

Apart from getting your cash immediately after the loan approval, some of the best things about accessing Empower loans via Chime include;

• No interest for any loan applied and disbursed.
• No charges for payments made after the due date
• Even after paying your loan late to your Empower account via Chime, your credit score will not be affected
• You will always get a reward in the form of a 10% cashback if you pay your loan early, 

Another advantage of using the Empower loan app is that it is easy to connect it to your Chime account.

All you need to do is launch Empower, scroll down to the account section, click on the + icon at the top right corner of your screen, select Chime, and you are good to go.

Remember that to qualify for a loan; your account must be active, receive regular deposits, have a positive balance, and have been open for more than two months. 

On the other hand, if you want a cash loan that exceeds the $250 limit, you can unlock higher amounts by setting up direct deposits into a Roar MoneySM account.

You can then sign up for a Credit Builder Plus membership. Doing this will boost your cash advance amount by up to 30%.

However, understand that even after increasing your cash advance limit, you will only be able to get a loan of up to $1000.

Conclusion

Bills do not wait until your paycheck comes so you can settle them. You must pay them when they are due to avoid inconveniences.

Getting a pay advance will help you avoid the penalties that come with paying your bills late.

The above cash advance apps that work with Chime will help you get an instant loan when you need it.

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The post Free cash advance apps that work with Chime in 2025 appeared first on AppDrum.

The app has become popular since no credit checks are required to use the platform. Furthermore, no hidden charges are incurred by anyone borrowing money via the Dave platform.

However, are there any other Dave-like apps that one can use to get instant cash whenever needed?

Here is a list of the best cash advance apps like Dave with no credit checks that you can use to get that required loan.

1. Avant

Speaking of cash advance apps like Dave, Avant is another app that will enable you to get loans from virtually wherever you reside in the United States.

Another advantage of using the Avant app is that it will allow you to apply for loans and manage your credit card. 

The app allows you to schedule upcoming payments and pay your loans quickly, view your payment history and adjust your rates whenever needed.

As a result, the Avant online lending platform is very efficient and can process your loan within minutes of application. 

2. Brigit cash advance app

Looking for lending apps like Dave that will allow you to get a loan without credit checks, then Brigit is one app you should try.

Through this app, users can get a quick loan of up to $250. In addition, the Brigit app can also allow you to get a non-interest loan within a few minutes of the application. 

Brigit helps you properly manage your spending, allowing you to spend more and request a payday advance instead of hitting your overdraft.

Its ease of use makes it one of the best payday loan apps like Dave available today. 

3. Chime

Chime is one of the best loan apps. Subsequently, it is one of the best Dave app alternatives.

The app gives you access to a line of credit. It is also an excellent banking platform that can avail you of a complimentary visa card and a spending and savings account.

Chime provides users with various financial tools that help them properly manage their finances. You can pair it with other financial apps for more features.

The Chime app allows you to make real-time transactions and help you grow your savings, and access a fee-free overdraft facility. 

4. DailyPay

DailyPay is one of the most popular payday loan apps like Dave. The app allows users to access their pay before the employer has disbursed the fund to their accounts.

As a user, you can borrow against your earned but unpaid salaries before the next payday arrive. 

This makes this app very useful for paying your bills on time to avoid the fines that come with delaying them. It is also a perfect companion for anyone willing to meet their personal finance goals.

However, understand that the app is only available to employers using DailyPay as a flexible payment option. 

5. ACE Cash Express

The Ace Cash Express app is one of the best ways to get money faster and conveniently whenever you need a quick fix.

Not only does the app allow you to apply for a loan straight from your phone, but it also allows you to manage your borrowing and spending habits easily.

Furthermore, the ACE Cash app is articulately designed, making it easy for you to refinance the loan in a couple of straightforward steps.   

ACE allows you to make real-time loan repayments and also enables you to plan one-time payments or create a detailed schedule on recurring payments for any existing loans.

Furthermore, using the app’s cash advance option, you can quickly apply for a loan and get the money within 24 hours.

However, just like other money apps like Dave, to qualify for a loan with the ACE Cash Express app, you must have a bank account, social security number, and a steady source of regular income.

6. Even Instapay

Looking for an app that will allow you access to quick loans? Even better, one that comes with top financial planning tools to help manage your available finances properly?

Even Instapay is the app for you. Through the app, you can apply for a cash advance and have the money deposited into your account on that same business day. 

Furthermore, the fantastic financial management tools the app provides will help you schedule repayments and adequately manage your spending and borrowing.

However, just like DailyPay, your employer has to support Even Instapay for you to be eligible. 

7. FlexWage

Are your bills piling up, but your payday cheque has not arrived yet? Then it is time to look to apps for instant money. FlexWage is a great app for this purpose.

If your employer supports the FlexWage banking platform, you can gain access to your earned wages before payday.

Furthermore, the app will allow you to do bank transfers, check balance details and transfer history straight from your phone.

Just like Dave, the best thing about using the FlexWage loans app is that you will never incur any hidden charges when you request money via the app. 

8. MoneyLion

Having a good credit score is usually vital when it comes to borrowing money through loan apps.

However, if you are worried about having a less than stellar credit score, there is a reprieve for you.

The MoneyLion loans app can get you access to a credit line even though your credit score might be wanting.

However, remember that you must have a credit score above 640 to borrow money via the app.

Additionally, a monthly membership fee of $19.99 is required for users who want to enjoy the app’s resources.  

9. CashNetUSA

CashNetUSA is another Dave-like app that gives users access to a line of credit whenever they need a loan. In addition, the app avails of payday loans quickly and conveniently.

Apart from giving you access to credit lines and allowing you to manage your line of credit, you can also link CashNetUSA to your account.

Once linked, you can use it to make withdrawals and payments as well as check your balance. 

It also lets you enjoy many other benefits the company provides, including discounts, coupons, and free financial courses to help you properly manage your finances. 

Conclusion

Running short of cash happens to everyone. You may find yourself out of money, but payday is still a few days away.

Since bills must be paid on time to avoid extra charges, you have to consider payday loan apps. These cash advance apps like Dave will help anyone in need of cash to get a loan quickly and at their convenience.

Go through their terms and conditions and select what works best for you.

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The post Best cash advance apps like Dave (no credit checks) appeared first on AppDrum.