5 best cash advance apps with unemployment benefits

Lillie Spikes

It is usual for bills to come knocking before the paycheck arrives. When this happens, looking to cash advance apps is the next best option.

Here are some of the best cash advance apps with unemployment benefits you can look to, whether you have a good credit score or not.

1. Money Mutual

whenever you are in a fix and looking for quick instant loans, good cash advance apps with unemployment benefits like Money Mutual can help you out.

Money Mutual offers clients a short-term loan of up to $5000. Not only is the app easily accessible, but any qualified person can get a loan quickly and conveniently and have the cash deposited in their account within 24 hours.

You’ll pay no extra fees to access the Money Mutual network of lenders. That’s because each lender pays a referral fee to the network for every loan they close.

Money Mutual

This wide-reaching network partner with lenders that provide loan decisions in a matter of minutes — so you won’t have to wait around to find out if you’re approved.

If you qualify, you could receive multiple loan offers of up to $2,500 in your email within minutes after you submit your application.

Once you choose an offer you like, the network will forward you to the lender’s website, where you’ll finish the loan paperwork and receive your funds within 24 hours.

2. CashUSA.com

CashUSA.com is another great app for anyone on employment benefits looking for a cash advance service.

CashUSA offers several unemployment benefits. After subscribing and applying for a loan, it will be fast-approved, and the cash will be deposited into your bank account within 24 hours.

The major benefit of this loan app is that loan providers do not have to do any verification checking.

This means anyone can get a loan, despite having a bad credit rating. This is one of the reasons why cashUSA.com is one of the top cash advance apps in the United States today. With the app, you may be able to get a loan when other lenders have denied you one.


CashUSA.com offers loans from $500 up to $10,000. Applying for a loan through this app is very easy. You’ll only need to sign up, complete a form, and choose from the available lenders.

After requesting a cash advance, you can be sure to receive a loan decision within minutes and have the funds deposited directly into your bank account in one business day.

To qualify for a loan with cashUSA.com, you must be at least 18 years old. Subsequently, you have to be a USA citizen or a permanent resident.

You will also be required to prove that you earn at least $1000 monthly after taxes. Lastly, you must have a bank account registered under your name. The account will also help you to schedule online payments.

Ensure to provide work and home phone numbers and a valid email address to increase your chances of qualifying for a loan from CashUSA.

3. CreditLoan.com

CreditLoan.com is another top cash advance app providing payday loans that accept unemployment benefits. This is evident from the fact that the cash loan service has amassed over 750,000 since it was created in 1998.

With CreditLoan.com, you can get a loan from $250 to $5000. However, the $5000 limit is only for CreditLoan.com subscribers with bad credit ratings.

Those with a good credit rating can extend this limit to $40,000, a loan repayable within seventy-two months.

After applying for a loan with CreditLoan.com, you can expect the funds to be deposited directly into your bank account within 24 hours.

This cash advance loan app is convenient for everyone, especially those with bad credit ratings.

However, one of the downsides of this loan app service is that they only allow you to have one active loan at a time through their network.

This means that if you have an existing loan that you are already paying off, you cannot be able to get another loan from CreditLoan.com until you have fully paid off the existing one.

4. BadCreditLoans

Just from the name, it is clear that BadCreditLoan is a cash loan service that offers loans to everyone.

Whether you’ve got a top credit score or a bad credit rating, you can be sure to get a cash advance from BadCrdeitLoan.com.

By visiting BadCreditLoans, you will be connected to a lender to get a loan. The cash loan service offers loans from $500 up to $10,000.

The application process is straightforward and transparent. After making a loan request and getting approved, the requested amount will be deposited directly into your account within 24 hours.

The service typically approves smaller loans of up to $1,500 to those customers with a bad credit rating. You must be 18 years or older and a US citizen to qualify for a loan.

You’ll have to provide your social security number or legal proof of residency in the United States to prove that you are a citizen.

Other requirements include proof of regular income from full employment, self-employment, or government benefits.

You’ll also need a checking account registered under your name, home and phone numbers, and a valid email address.

5. PersonalLoans

Another service worth considering when you need to get a loan on unemployment is PersonalLoans.com. The service prides itself on connecting lenders to consumers with bad credit scores.

However, remember that even though you can successfully apply for a cash loan with PersonalLoans, they have quite high-interest rates to offset the risks involved.

With PersonalLoans.com, you can get a cash advance on your unemployment benefits of $500 up to $35,000.

The app is highly reliable since it has an extensive network of lenders. Expect a fast loan decision and have the money in your account within 24 hours of application.

Even though PersonalLoans.com offers a huge amount of up to 35,000, which not many lenders would give to someone with a bad credit score, understand that the sum is subject to the high interest of up to 35.99%.


Getting into a cash crunch is something that happens to everyone. However, not many lenders offer guaranteed loans for unemployment benefits.

Above are some of the best cash advance apps with unemployment benefits that can help you get a loan, despite having a bad credit score.

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