How to activate Bank of America EDD card

Tim Vickers

The Bank of America EDD (Employment Development Department) debit card offers users an easier, faster, and more secure way of accessing benefit payments.

It is a digital Visa prepaid debit card that allows you to transfer funds to your bank account directly.

Its primary function is to help people to receive their unemployment, paid family leave, and disability benefits. Through it, you can access your money anytime and anyplace where a business accepts a Visa debit card.

If you have never used the EDD Debit Card before and you are eligible for the unemployment benefit, the first thing you should do is to file for a claim.

Once approved by the EDD, Bank of America will mail the card to you either on the next business day or within seven business days.

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Upon receiving it, you will not be able to use it immediately. Instead, you must activate your EDD debit card first. So, how do you activate the Bank of America EDD card? Well, follow the steps below.

How to activate Bank of America EDD card

You have two options for activating the EDD card:

1. Activating Bank of America EDD Card by Phone

To activate the Bank of America unemployment card by phone, use the following numbers:

  • 1-866-692-9374 – For all other users
  • 1-866-656-5913 – For those accessing disability benefits, including the deaf, speech-impaired, and hearing-impaired.

The above two numbers will only work if you are calling from inside the United States. If you are not in the USA, the number to use is 1-423-262-1650.

2. Activating Bank of America EDD Card Online

Another easier way of activating the digital debit card to start receiving your benefits or payments is online. To get started here is what you should do:

  • Visit the official Bank of America EDD Debit Card website.
  • Once there click on Activate My Card.
  • Enter your Card Number.
  • Click Continue.

After providing your card number, follow the instructions displayed. That includes entering the expiry date of your card. Your card will expire three years after the immediate date of issue.

Transferring money from EDD card to bank account

After activating your EDD debit card, you can start using the money, including transferring it to your bank account. So, how do you transfer money from an EDD card to a bank account?

You can transfer money from the EDD card to a checking or savings account by requesting the Bank of America to conduct a direct deposit transfer.

For this to happen, the first step is to set up a direct deposit transfer. You will need:

  • EDD Debit Card issued in your name.
  • A valid email address.
  • Account and routing numbers for the bank account to which you want to transfer the money.

You will then have to decide whether you want the set-up to be a one-time transfer or an automatic transfer that recurs after a specific time. To do that, you will have to contact Bank of America either by phone (use the numbers provided above) or online.


You can activate your Bank of America credit card online or by phone. After activating it, you can start using it immediately to make cash withdrawals.

Alternatively, you can set up a direct deposit transfer to allow you to transfer your money from the EDD debit card to a different bank account.

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